“Should I buy a house or should I rent?” A few years ago, most people won’t even ask this question. Credit was easy. The bank can easily lend you the money to buy your dream home. However, the past few years since the global financial crisis, a lot of people faced financial ruin. Many people [...]
A few weeks ago I went to IKEA to get a few items for my children’s room. I was surprised to see how packed it was. I’ve never seen that much people in IKEA even during the clearance season. I’m pretty amazed that a lot of people are still buying things, even if the news [...]
Gone are the days of rising home values and easy mortgage. Most real estate news is about the doom and gloom of falling house prices, foreclosures and mortgage stress. However, in reality it does not affect everyone. The general morale of the real estate sector may be down, but if you’re not financially struggling then [...]
Two people who invested in two different real estate properties at the same time, who started with the same amount of capital, can have a significant difference in realized profit and income. One can come up with a winning property that will have a strong potential for capital growth and income. Meanwhile, the other investor [...]
Credit cards, plastic money, advance cash, whatever you call it; many people are attracted to its many benefits. It gives the cardholder the ability to make instant purchases, even if they don’t have any money to spend. In principle, credit cards are this century’s most powerful tool. It allows people to purchase a lot of [...]